Introduction

Welcome to GURU DISCOVER (“Website”, “Site”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the GURU DISCOVER website located at gurudiscover.com and all related content, features, and services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access or use our Services. These Terms apply to all visitors, users, and others who access or use the Services.

Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Services.

Acceptance of Terms

By accessing or using our Services, you affirm that you are at least 18 years of age or have reached the age of majority in your jurisdiction, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms.

If you are accessing or using the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, in which case “you” will mean that entity.

Intellectual Property Rights

The Services and their original content, features, and functionality are and will remain the exclusive property of GURU DISCOVER and its licensors. The Services are protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our Content: All content published on GURU DISCOVER, including but not limited to articles, images, graphics, logos, trademarks, service marks, and software, is the property of GURU DISCOVER or its content suppliers and is protected by international copyright laws.

Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes subject to these Terms.

Restrictions: You agree not to:

1. Copy, modify, or create derivative works of the Services
2. Use the Services for any commercial purpose without our express written consent
3. Attempt to decompile or reverse engineer any software contained on the Services
4. Remove any copyright or other proprietary notations from the Services
5. Transfer the materials to another person or “mirror” the materials on any other server

User Content

Our Services may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material (“User Content”). You are responsible for the User Content that you post on or through the Services, including its legality, reliability, and appropriateness.

Content Standards: User Content must not:

• Be false, inaccurate, or misleading
• Infringe any third party’s copyright, patent, trademark, trade secret, or other proprietary rights
• Contain any defamatory, obscene, offensive, hateful, or inflammatory material
• Promote sexually explicit material, violence, or discrimination
• Infringe any legal right of any person or contain any material that could give rise to any civil or criminal liability
• Promote any illegal activity or advocate, promote, or assist any unlawful act

License Grant: By posting User Content on or through the Services, you grant us a worldwide, irrevocable, perpetual, non-exclusive, transferable, royalty-free license to use, modify, publicly perform, publicly display, reproduce, and distribute such User Content on and through the Services.

Content Removal: We reserve the right to remove any User Content at any time without notice, at our sole discretion, if we believe it violates these Terms or is otherwise objectionable.

Prohibited Activities

You agree not to use the Services to:

1. Violate any applicable national or international law or regulation
2. Exploit, harm, or attempt to exploit or harm minors in any way
3. Send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms
4. Transmit, or procure the sending of, any advertising or promotional material without our prior written consent
5. Impersonate or attempt to impersonate GURU DISCOVER, a GURU DISCOVER employee, another user, or any other person or entity
6. Engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services
7. Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose
8. Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
9. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services
10. Attack the Services via a denial-of-service attack or a distributed denial-of-service attack

Disclaimer of Warranties

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. GURU DISCOVER EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Content Accuracy: We do not warrant that:

• The Services will meet your specific requirements
• The Services will be uninterrupted, timely, secure, or error-free
• The results that may be obtained from the use of the Services will be accurate or reliable
• The quality of any products, services, information, or other material purchased or obtained by you through the Services will meet your expectations
• Any errors in the Services will be corrected

Third-Party Content: Any material downloaded or otherwise obtained through the use of the Services is done at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

No Professional Advice: The information provided on GURU DISCOVER is for general informational and educational purposes only. It is not intended as professional advice and should not be construed as such.

Limitation of Liability

IN NO EVENT SHALL GURU DISCOVER, NOR ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

1. YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES
2. ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
3. ANY CONTENT OBTAINED FROM THE SERVICES
4. UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
5. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES
6. ANY OTHER MATTER RELATING TO THE SERVICES

Maximum Liability: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL LIABILITY OF GURU DISCOVER AND ITS AFFILIATES FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN).

Essential Purpose: THE LIMITATIONS IN THIS SECTION WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Grounds for Termination: We may terminate or suspend your account for, but not limited to, the following reasons:

• Violation of these Terms or any applicable laws or regulations
• Requests by law enforcement or other government agencies
• Unexpected technical issues or problems
• Extended periods of inactivity
• Engagement in fraudulent or illegal activities

Effects of Termination: Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services.

Survival: All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Jurisdiction: You agree that any legal action or proceeding relating to your access to, or use of, the Services shall be instituted in a state or federal court in Delaware. You and GURU DISCOVER agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

Waiver of Jury Trial: YOU AND GURU DISCOVER HEREBY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES.

International Users: If you are accessing the Services from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect.

Notification: We will notify you of any changes by:

• Posting the new Terms on this page
• Sending an email to registered users (if applicable)
• Updating the “Last Updated” date at the top of these Terms

Your Responsibility: You are responsible for reviewing these Terms periodically for any changes. Your continued use of the Services following the posting of any changes to these Terms constitutes acceptance of those changes.

Material Changes: What constitutes a material change will be determined at our sole discretion. Generally, we consider changes to be material if they:

1. Significantly reduce your rights or increase your responsibilities
2. Affect the cost or pricing structure of our Services
3. Introduce significant new features that change how the Services work
4. Change our dispute resolution or arbitration provisions